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{"sheet":"信用卡业务","index":0,"n_rows":71,"n_cols":13,"rows_kept":71,"merged":[[0,0,0,12],[1,2,1,6],[2,2,2,6],[3,0,27,0],[3,1,27,1],[3,3,3,4],[3,5,3,6],[4,3,4,4],[4,5,4,6],[5,3,5,4],[5,5,5,6],[6,2,7,2],[6,3,6,4],[6,5,6,6],[6,8,7,8],[6,12,7,12],[7,3,7,4],[7,5,7,6],[8,2,9,2],[8,3,8,4],[8,5,8,6],[8,8,9,8],[8,12,9,12],[9,3,9,4],[9,5,9,6],[10,2,11,2],[10,3,10,4],[10,5,10,6],[11,3,11,4],[11,5,11,6],[12,2,13,2],[12,3,12,4],[12,5,12,6],[13,3,13,4],[13,5,13,6],[14,3,14,4],[14,5,14,6],[15,3,15,4],[15,5,15,6],[16,3,16,4],[16,5,16,6],[17,3,17,4],[17,5,17,6],[18,3,18,4],[18,5,18,6],[19,3,19,4],[19,5,19,6],[20,3,20,4],[20,5,20,6],[21,3,21,4],[21,5,21,6],[22,3,22,4],[22,5,22,6],[23,3,23,4],[23,5,23,6],[24,3,24,4],[24,5,24,6],[25,3,25,4],[25,5,25,6],[26,3,26,4],[26,5,26,6],[27,3,27,4],[27,5,27,6],[28,0,29,0],[28,1,29,1],[28,3,28,4],[28,5,28,6],[29,3,29,4],[29,5,29,6],[30,3,30,4],[30,5,30,6],[31,2,31,6],[32,2,32,6],[33,0,34,0],[33,1,34,1],[33,2,33,4],[33,5,33,6],[34,2,34,4],[34,5,34,6],[35,0,36,0],[35,1,36,1],[35,2,35,4],[35,5,35,6],[35,7,36,7],[36,2,36,4],[36,5,36,6],[37,0,52,0],[37,1,52,1],[37,2,37,4],[37,5,37,6],[37,7,52,7],[37,8,52,8],[38,2,38,4],[38,5,38,6],[38,12,45,12],[39,2,39,4],[39,5,39,6],[40,2,40,4],[40,5,40,6],[41,2,41,4],[41,5,41,6],[42,2,42,4],[42,5,42,6],[43,2,43,4],[43,5,43,6],[44,2,44,4],[44,5,44,6],[45,2,45,4],[45,5,45,6],[46,2,46,4],[46,5,46,6],[47,2,47,4],[47,5,47,6],[48,2,48,4],[48,5,48,6],[49,2,49,4],[49,5,49,6],[50,2,50,4],[50,5,50,6],[51,2,51,4],[51,5,51,6],[52,2,52,4],[52,5,52,6],[53,2,53,6],[54,2,54,6],[55,2,55,6],[56,2,56,6],[57,2,57,6],[58,2,58,6],[59,2,59,6],[60,2,60,6],[61,2,61,6],[62,2,62,4],[62,5,63,6],[62,8,63,8],[63,2,63,4],[64,0,65,0],[64,1,65,1],[64,2,65,4],[64,5,64,6],[65,5,65,6],[66,2,66,4],[66,5,66,6],[67,2,67,4],[67,5,67,6],[68,2,68,4],[68,5,68,6],[69,2,69,6],[70,0,72,10]]}
["内蒙古银行信用卡业务服务项目收费标准"]
["序号","项目名称","收费标准",{"$nulls":4},"具体服务内容","优惠措施","适用客户","收费类型","收费依据","备注"]
[1,"公务卡年费  ","免费",{"$nulls":4},"年费",null,"公务卡客户","市场调节价","《商业银行服务价格管理办法》"]
[2,"信用卡年费","绿色家园普卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"绿色家园金卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"绿色家园白金卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"骏马普卡","主卡",null,"人民币50元/卡",null,"年费","首年免收，消费3笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷3笔，可返还已收年费。"]
[{"$nulls":3},"附属卡",null,"人民币25元/卡 ",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"骏马金卡","主卡",null,"人民币100元/卡",null,"年费","首年免收，消费5笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷5笔，可返还已收年费。"]
[{"$nulls":3},"附属卡",null,"人民币50元/卡",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"骏马白金卡","主卡",null,"人民币600元/卡",null,"年费","首年免收，10万积分抵扣每年年费，或消费12次免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷12笔，可返还已收年费。"]
[{"$nulls":3},"附属卡",null,"人民币300元/卡",null,"年费","首年免收，每年消费8笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷8笔，可返还已收年费。"]
[null,null,"蒙商鸿雁白金卡","主卡",null,"人民币600元/卡",null,"年费","首年免收，消费10笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷10笔，可返还已收年费。"]
[{"$nulls":3},"附属卡",null,"人民币300元/卡",null,"年费","首年免收，消费5笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷5笔，可返还已收年费。"]
[null,null,"金马驹钱包","主卡",null,"人民币100元/卡",null,"年费","免费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","从2023年1月1日起免收"]
[null,null,"杜蒙联名卡","主卡",null,"人民币100元/卡",null,"年费","免费","信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"联谊行者联名卡","主卡",null,"人民币200元/卡",null,"年费","首年免收，每年消费10笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷10笔，可返还已收年费。"]
[null,null,"兴安盟旅游卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"兴农卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"青年卡","主卡",null,"人民币100元/卡",null,"年费","首年免收年费，消费5笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷5笔，可返还已收年费。"]
[null,null,"工会联名卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"无界卡","主卡",null,"人民币100元/卡",null,"年费","首年免收年费，消费5笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷5笔，可返还已收年费。"]
[null,null,"DIY卡","主卡",null,"人民币100元/卡",null,"年费","首年免收年费，消费5笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷5笔，可返还已收年费。"]
[null,null,"美柿卡","主卡",null,"人民币100元/卡",null,"年费","首年免收年费，消费5笔免次年年费","信用卡客户","市场调节价","《商业银行服务价格管理办法》","年费扣收后，申请一个月内补刷5笔，可返还已收年费。"]
[null,null,"煤建联名卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"青年企业家协会普卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"青年企业家协会金卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"青年企业家协会白金卡","主卡",null,"免费",null,"年费",null,"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[3,"境内取现手续费（含溢缴款取回）","本行","同城/异地",null,"免费/笔",null,"持卡人通过本行柜面或自助设备预借现金或溢缴款提现收取的服务费用","免收","公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"跨行","同城/异地",null,"每笔按取现金额的1%收取，最低收费为人民币5元，最高收取人民币20元",null,"持卡人通过他行自助设备预借现金或溢缴款提现收取的服务费用",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[4,"境外（含港澳台,含溢缴款取回）","境外（含港澳台）","异地",null,"每笔按取现金额的1%+人民币15元或等值外汇收取",null,"持卡人通过境外自助设备预借现金或溢缴款提现收取的服务费用",null,"公务卡/信用卡客户","市场调节价","《中国人民银行关于信用卡业务有关事项的通知》银发[2016]111号","境外机具服务费为机具布放者收取，非我行收取，不在我行免收范围。"]
[5,"透支利息  ","日利率万分之五，对应的年化利率为18.25%",{"$nulls":4},"持卡人在到期还款日前未足额偿还所使用全部银行款项的即会产生透支利息","持卡人可享最长55天免息还款期；不计收复利；","公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》、《银行卡业务管理办法》","透支利息不计收复利"]
[6,"违约金 ","每期最低还款额未还部分的5%收取，最低收费为人民币5元",{"$nulls":4},"持卡人在到期还款日（含）前未偿还最低还款额时收取",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》、《银行卡业务管理办法》"]
[7,"工本费","公务卡",null,null,"免费/卡",null,"卡片制作服务","免收","公务卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"信用卡",null,null,"人民币20元/卡",null,"卡片制作服务","免收","信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[8,"挂失手续费","公务卡",null,null,"免费/卡",null,"持卡人办理信用卡挂失业务收取的服务费用","免收","公务卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"信用卡",null,null,"人民币50元/卡",null,null,"免收","信用卡客户","市场调节价","《商业银行服务价格管理办法》","从2023年1月1日起免收"]
[9,"换卡手续费","公务卡",null,null,"免费/卡",null,"持卡人办理换卡业务收取的制卡和服务费用","普通免费，加急收费","公务卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"普卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》","从2023年1月1日起按标准收取"]
[null,null,"金卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"白金卡",null,null,"人民币50元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"蒙商鸿雁白金卡",null,null,"人民币50元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"金马驹钱包",null,null,"人民币50元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"杜蒙联名卡",null,null,"人民币50元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"联谊行者联名卡",null,null,"人民币50元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"兴安盟旅游卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"兴农卡",null,null,"人民币50元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"青年卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"工会联名卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"无界卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"DIY卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"美柿卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[null,null,"煤建联名卡",null,null,"人民币30元/卡",{"$nulls":3},"信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[10,"调阅签购单费用","国内人民币10元/笔，国外人民币51元/笔",{"$nulls":4},"持卡人因自身需要通过发卡行向收单机构调取交易凭证的费用",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[11,"调阅交易明细凭证","按照中国银联收费规则收取",{"$nulls":4},"持卡人因自身需要通过发卡行向中国银联调取交易凭证的费用",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》","按中国银联收费规则收取"]
[12,"紧急制卡","信用卡人民币50元/卡；公务卡20元/卡",{"$nulls":4},"持卡人需要紧急制卡服务时收取的制卡和服务费用","公务卡和兴安盟旅游卡免费","公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[13,"短信费","人民币2元/月",{"$nulls":4},"持卡人定制的交易短信通知费用","免收","公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[14,"补制对账单手续费 ","人民币5元/期",{"$nulls":4},"持卡人因自身需要补制信用卡对账单的服务费用","暂不收取补制近3个月（含）以内账单","公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[15,"快递费（EMS）","人民币20元/次，如选择顺丰快递等特殊的寄卡方式，费用按快递公司所公示的价格收取  ",{"$nulls":4},"持卡人因自身需要提出的更换快递公司的投递费用","暂不收取EMS快递费","公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[16,"境外紧急补发卡手续费 ","按国际信用卡组织规定收费/每卡  ",{"$nulls":4},"根据卡组织提供的境外紧急补发卡服务收取的费用",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[17,"境外查询","人民币2元/笔",{"$nulls":4},"持卡人通过在境外ATM上通过银联网络查询时收取的费用",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》","在境外ATM上通过银联网络查询时收取"]
[18,"开具证明手续费 ","人民币20元/份  ",{"$nulls":4},"持卡人因自身需要提出开具当期无欠款证明等收取的费用",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[19,"灵活分期月手续费费率","3期—24期",null,null,"每期0.5%-0.75%\n（年化利率约8.98%-16.43%）",null,"分期利息","信用卡（不含公务卡、金马驹、杜蒙卡、兴农卡）首笔分期5000元（含）以内12期（含）以内免分期手续费；生日月10000元（含）以内12期（含）以内免分期手续费；\n白金卡、蒙商卡、兴安盟旅游分期享8折优惠；\n兴安盟旅游卡首笔10000元（含）以内12期（含）以内免分期手续费。","公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[20,"账单分期月手续费费率","3期—24期",null,null,"每期0.5%（年化利率约8.98%）起",null,"分期利息",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[21,"现金分期月手续费费率","3期—24期",null,null,"分期收取，每期0.83%-0.75%（年化利率约14.94%-16.43%）",null,"分期利息",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[{"$nulls":5},"一次性收取，2.25%-16.8%(年化利率约13.6%-18.01%)",null,"分期利息"]
[22,"大额分期月手续费费率","24期-60期",null,null,"每期0.35%\n（年化利率约7.87%-7.77%）",null,"分期利息",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
[23,"金马驹钱包日分期手续费费率","7（含）天—360（含）天",null,null,"每日0.012%-0.0225%\n（年化约4.32%-8.1%）",null,"分期利息",null,"金马驹钱包卡客户","市场调节价","《商业银行服务价格管理办法》"]
[24,"兴农卡日分期手续费费率","7（含）天—360（含）天",null,null,"每日0.01%-0.0125%\n（年化约3.6%-4.5%）",null,"分期利息",null,"兴农卡客户","市场调节价","《商业银行服务价格管理办法》"]
[25,"分期提前还款手续费","分期本金总金额*分期当期利率",{"$nulls":4},"分期提前还款手续费",null,"公务卡/信用卡客户","市场调节价","《商业银行服务价格管理办法》"]
["注：\n1.“基准价格”为通用产品及服务的销售价格，其他产品及服务的基准价格以其他产品及服务的相关说明为准。\n2.“日利率万分之五”折算年化利率为18.25%，因透支利息按日计算，受大小月天数不同及客户还款情况不同等因素的影响，实际年化利率与公示利率可能存在差异，持卡人可通过账单等内蒙古银行认可的方式查询当前账单周期及下一账单周期具体适用的透支利率价格。\n"]